Debt Consolidation Services

 

American Debt Consolidation has been offering debt negotiation, debt settlement and credit counseling services since 2001. We work for you not the creditors.

Unfortunately too many Americans have found themselves stuck in the never ending trap of credit card debt. Credit card companies are in the business to make money, not to do you any favors. If you've looked at your monthly bill recently you've probably seen that it may take you 15+ years to get out of debt if you're only making the minimum monthly payments.

Like most of us, had you known that you'd repay 3 times what you actually borrowed, more than likely you wouldn't have gotten that credit card in the first place.

However now that you're in over your head you have to make a choice of what to do. Should you file for bankruptcy? 99% of the time the answer should be NO. Not until you've exhausted all other alternatives should you even consider BK.

You can choose to do nothing and continue to pay those high interest rates and be robbed by the credit card companies. Clearly that's not your best option. The two best options are credit counseling or debt settlement both are considered debt consolidation services.

Both debt consolidation programs will give you one easy monthly payment. However in the credit counseling program you will have a higher monthly payment than you will in the debt settlement program. The major difference between the two debt consolidation services are one will keep your credit in good standings (that's provided you have good credit now) and the other will negatively effect your credit score since your debt will be settled for less than what you owe.

If you're currently 30 days or more late on your payments to your creditors, more than likely you will not qualify for the credit counseling program, however we can still offer you debt consolidation services through settlement.

Fill out the free quote form below, it will give you a side by side quote of both services.

Call 1-800-828-1477 or ...

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